Membership/Account Agreement:

You hereby apply for membership in the Credit Union and agree to conform to the bylaws and any amendments of the Credit Union, to the terms and conditions of the share account and to pay the minimum deposit amount. You also agree to pay any charges or fees which may be required or assessed under such bylaws. Any account opened in more than one name shall be a joint account with right of survivorship. If you have established a joint account, all owners agree to the terms and conditions of the share account. Before your account is opened, we will ask you to sign a signature card and provide photo identification (Driver's License/State ID Card, passport, etc.).

A copy of the account terms and conditions will be provided to you before the account is opened or a service is provided. 



To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.
What this means to you:  When you open an account, we will ask your name, address, date of birth and other information that will allow us to identify you.  We will also ask to see your driver's license or other identifying documents.